Overview
Fast, flexible, and hassle-free financing for all your personal needs
Personal loans offer versatile financial solutions for your immediate needs without the burden of collateral. From celebrating life's special moments like weddings to handling unexpected medical expenses, home renovations, or consolidating multiple debts - our personal loan solutions provide swift access to funds with attractive interest rates and customizable repayment terms, giving you the financial freedom when you need it most.
Why Choose Us
Experience the advantage of working with a trusted lender
Get your loan approved within 24 hours with minimal documentation and hassle-free process.
Enjoy the best interest rates in the market starting from just 10.49% per annum.
Simple paperwork with digital document submission for your convenience.
Your data and transactions are protected with bank-level security measures.
Prepay your loan anytime without heavy penalties and save on interest.
Dedicated customer support team available round the clock for assistance.
Quick Application
Fill out the form below and our team will contact you within 24 hours
Eligibility
Check if you meet the requirements for our personal loan
Essential requirements to qualify
21 - 65 Years
Indian Citizen or NRI
Salaried or Self-employed
650+ for better rates
Financial criteria you need to meet
Min ₹15,000/month
Min ₹20,000/month
Min 1 year in current job
Salary slips or ITR required
Apply now and get instant approval within 24 hours
Documentation
Keep these documents ready for quick loan processing
Aadhaar Card / PAN Card / Passport
Utility Bill / Rent Agreement
Salary Slips / Bank Statements / ITR
Employment Letter / Business License
Recent passport size photos
Last 6 months bank statements
Features & Benefits
Discover why thousands choose us for their financial needs
Get funds without pledging any assets or property
Funds transferred directly to your account within hours
Choose repayment period from 12 to 60 months
No hidden fees or processing charges disclosed upfront
Use funds for any personal need without restrictions
Affordable monthly installments that fit your budget
More Options
Discover our complete range of financial products and services tailored for you
Our Happy Customers
Real experiences from customers who got their personal loans with us
"Needed funds urgently for my daughter's wedding. Kalakal Enterprise approved my personal loan in 24 hours with minimal documentation. The interest rate was competitive and the process was hassle-free. Truly grateful for their support!"
"Got a personal loan for home renovation at excellent rates. No collateral needed and the team handled everything professionally. The EMI options were flexible and suited my budget perfectly. Highly satisfied with Kalakal Enterprise!"
"Used the personal loan to consolidate my credit card debts. Great interest rates and flexible repayment terms. The customer service was excellent throughout. Thank you Bhavin sir and the entire Kalakal team!"
Apply now and get instant approval with competitive interest rates. Fast disbursal, minimal documentation, flexible repayment - Your financial freedom is just a step away.
Personal Loan FAQs
Find answers to commonly asked questions about personal loans and application process.
Contact UsYou can use a personal loan for any legitimate personal need including weddings, medical expenses, home renovation, travel, education, debt consolidation, or purchasing consumer durables. There are no restrictions on end-use.
The loan amount depends on your income, credit score, and repayment capacity. We offer personal loans ranging from ₹50,000 to ₹25,00,000. Our team will assess your profile and recommend the maximum amount you're eligible for.
While a credit score of 650+ is preferred, we evaluate each application individually. Even with a lower score, you may qualify based on your income stability, employment history, and other factors. We recommend applying to check your eligibility.
Most personal loan applications are approved within 24 hours after document submission. Once approved, funds are disbursed directly to your bank account within a few hours. The exact timeline depends on document verification completion.
We believe in complete transparency. All charges including processing fees (typically 1-2% of loan amount), GST, and any other applicable charges are clearly disclosed before loan approval. There are absolutely no hidden costs.