Overview
Affordable education loans for students aspiring for higher education
An education loan helps students pursue higher education in India or abroad by financing tuition fees, living expenses, and other educational costs. With attractive interest rates starting from 9% p.a., flexible repayment options up to 15 years, and tax benefits under Section 80E, we make quality education accessible to deserving students in Ahmedabad and across Gujarat.
Why Choose Us
Supporting students in achieving their dreams
Cover complete education expenses including tuition, living costs, and travel expenses for students in Ahmedabad and across Gujarat.
Loans for education in India and abroad at top universities. Support for international education programs.
Repayment starts only after course completion or getting a job. Focus on studies without financial stress.
Interest paid is tax deductible under Section 80E of Income Tax Act, reducing your tax liability.
Parents or guardians can be co-applicants, making it easier to qualify for higher loan amounts.
Repayment period up to 15 years for easy EMIs that fit your budget and career progression.
Quick Application
Fill out the form below and our team will contact you within 7 days
Eligibility
Check if you meet the requirements for our education loan
Essential requirements for students
Indian citizen
Confirmed admission in recognized institute
Good academic performance
Typically 16-35 years
Requirements for co-applicants
Parent or guardian as co-borrower
Stable income of co-borrower required
Good credit history of co-borrower
May be required for loans above ₹7.5 lakhs
Apply now and get instant approval within 7 days
Documentation
Keep these documents ready for quick loan processing
Aadhaar / PAN / Passport of student & co-borrower
Admission confirmation from institute
Detailed fee breakup from institution
Mark sheets, certificates of previous exams
Salary slips / ITR of co-borrower
Last 6 months statements of co-borrower
Features & Benefits
Discover why thousands choose us for their financial needs
Finance up to 100% of tuition and living expenses
Repayment starts after course completion
Low interest rates for education loans
Repayment period up to 15 years
Unsecured loans available for higher education
Interest paid qualifies for tax deduction under Section 80E
More Options
Discover our complete range of financial products and services tailored for you
Success Stories
Real experiences from students and parents who got their education loans with us
"Got an education loan for my daughter's engineering studies abroad. Kalakal Enterprise provided excellent support and competitive rates. The moratorium period helped us plan repayments better. Thank you!"
"Secured an education loan for my MBA program. The loan covered tuition, living expenses, and other costs. The team was very helpful in explaining all terms. Great experience!"
"Got education loan for my son's medical studies. The loan amount was substantial and the repayment terms were flexible. Kalakal Enterprise made our dream possible. Highly recommended!"
Apply now and get your education loan approved quickly. Fast processing, competitive rates, flexible repayment - Your education dreams are just a step away.
Education Loan FAQs
Find answers to commonly asked questions about education loans and application process.
Contact UsAn education loan from Kalakal Enterprise is a financing solution designed to help students pursue higher education in India or abroad. It covers tuition fees, living expenses, books, equipment, and other educational costs. Whether you're planning to study engineering, medicine, MBA, or any professional course in India or abroad, our education loans make quality education accessible to deserving students in Ahmedabad and across Gujarat.
Kalakal Enterprise offers education loans ranging from ₹1 Lakh to ₹10 Crores for students in Gujarat. The loan amount depends on factors like the course you're pursuing, the institution's reputation, your academic performance, co-applicant's income, and repayment capacity. For courses in India, loans up to ₹20 Lakhs are available, while for study abroad programs, loans can go up to ₹10 Crores. Our team in Ahmedabad will evaluate your profile and determine the maximum loan amount you qualify for.
Yes, for education loans, a co-applicant (usually a parent or guardian) is required. The co-applicant acts as a guarantor and their income and credit history are considered for loan approval. For loan amounts above ₹7.5 Lakhs, collateral may be required. However, for loans up to ₹4 Lakhs, no collateral is needed. Our team will assess your eligibility and guide you on the best option based on your loan amount and course.
At Kalakal Enterprise, we process education loan applications efficiently. Most applications from students in Ahmedabad, Surat, Vadodara, and other cities in Gujarat are approved within 7 days of submitting complete documents. Once approved, funds are disbursed directly to the educational institution or as per the fee structure. The processing time depends on document verification, course and institution verification, co-applicant's profile assessment, and credit evaluation.
For education loan applications in Ahmedabad and Gujarat, you'll need: Student's identity proof (Aadhaar/PAN/Passport), Academic documents (10th, 12th, graduation marksheets), Admission letter from the educational institution, Fee structure from the institution, Co-applicant's identity and income proof (Salary slips/ITR/Bank statements), Co-applicant's address proof, and Passport and visa (for study abroad). Our team will provide a customized checklist based on your course type and loan amount.
Yes, education loans offer tax benefits under Section 80E of the Income Tax Act. The interest paid on education loans is eligible for tax deduction with no upper limit. This benefit is available for up to 8 years from the start of repayment or until the interest is fully paid, whichever is earlier. The deduction is available to the person who has taken the loan (student or parent). Consult with a tax advisor for detailed information. Kalakal Enterprise can help connect you with tax advisors for guidance.