Overview
Tailored financing solutions for Micro, Small & Medium Enterprises
An MSME loan is specifically designed for Micro, Small, and Medium Enterprises to support their growth and expansion. At Kalakal Enterprise, we understand the unique challenges faced by MSMEs in Gujarat. Our MSME loans provide the capital you need for working capital, machinery purchase, business expansion, technology upgradation, or meeting any operational requirements. With competitive interest rates starting from 9.5% p.a., flexible repayment options, and government-backed schemes, we make financing accessible for MSMEs in Ahmedabad and across Gujarat.
Why Choose Us
Empowering MSMEs with flexible financial solutions
Experience streamlined loan processing with approvals in 5 days. Our digital-first approach ensures quick turnaround times for MSMEs in Ahmedabad and across Gujarat.
From ₹1 Lakh to ₹5 Crores, we provide funding solutions that grow with your MSME. Perfect for micro, small, and medium enterprises in Gujarat.
Tailored EMI options from 12 to 84 months that align with your business revenue cycles. Choose a plan that works best for your cash flow.
Unsecured MSME loans available up to ₹50 Lakhs without requiring property or asset collateral. Keep your assets free while accessing capital.
Our team in Ahmedabad understands Gujarat's MSME landscape. Get personalized advice from experts who know local market dynamics.
Access to various government-backed MSME schemes and subsidies. We help you leverage all available benefits for your business.
Quick Application
Fill out the form below and our team will contact you within 5 days
Eligibility
Check if you meet the requirements for our MSME loan
Essential requirements to qualify
Micro, Small, or Medium Enterprise
Minimum 6 months in operation
Between 21 to 65 years
Preferred but not mandatory
Financial criteria you need to meet
Min ₹10 lakhs per annum
Business should be profitable or break-even
Active current account for 6 months
650+ for better rates
Apply now and get instant approval within 5 days
Documentation
Keep these documents ready for quick loan processing
Aadhaar / PAN / Passport of owner/directors
Registration Certificate / Partnership Deed / Udyam Certificate
Balance Sheet, P&L, ITR for 1-2 years
Last 6-12 months current account statements
GST registration & returns (if applicable)
Business & residential address proof
Features & Benefits
Discover why thousands of MSMEs choose us for their financial needs
Unsecured MSME loans up to ₹50 Lakhs available for eligible businesses in Ahmedabad and Gujarat
Get funds credited to your business account within 5 days of approval. Perfect for urgent MSME needs.
Select repayment periods from 12 months to 84 months that match your business revenue patterns
Secure MSME loans from ₹1 Lakh to ₹5 Crores to fuel expansion, inventory, or working capital needs
Simple paperwork with digital document submission. Minimal documentation required for quick MSME loan processing.
Access to government schemes like CGTMSE, PMMY, and other MSME benefits. We help you leverage all available subsidies.
More Options
Discover our complete range of financial products and services tailored for you
Success Stories
Real testimonials from MSMEs we've helped grow
"As a small manufacturing unit in Ahmedabad, we needed funds to purchase new machinery. Kalakal Enterprise approved our MSME loan in just 5 days. The interest rate was competitive and the process was hassle-free. The team understood our needs perfectly!"
"Got an MSME loan for working capital without any collateral. The team helped us understand all government schemes available. The flexible repayment options helped manage our seasonal cash flow. Highly recommended for MSMEs!"
"Expanded our micro enterprise in Vadodara with Kalakal Enterprise's MSME loan. The loan amount was substantial, processing was quick, and the team helped us access government benefits. Excellent partnership for MSMEs!"
Apply now and get instant approval with competitive interest rates. Fast disbursal, flexible repayment, government scheme access - Your MSME growth is just a step away.
MSME Loan FAQs
Find answers to commonly asked questions about MSME loans and application process.
Contact UsAn MSME loan from Kalakal Enterprise is a financing solution specifically designed for Micro, Small, and Medium Enterprises in Ahmedabad and across Gujarat. It can be used for working capital needs, purchasing machinery, expanding operations, managing inventory, technology upgradation, or any legitimate MSME business purpose. Whether you run a manufacturing unit in Ahmedabad, a textile business in Surat, or a service enterprise in Vadodara, our MSME loans provide the capital you need to grow with access to government schemes and benefits.
Kalakal Enterprise offers MSME loans ranging from ₹1 Lakh to ₹5 Crores for MSMEs in Gujarat. The loan amount depends on factors like your annual turnover, business profitability, credit history, repayment capacity, and MSME classification (Micro, Small, or Medium). Our team in Ahmedabad will evaluate your MSME profile and determine the maximum loan amount you qualify for based on your financials and business vintage.
Udyam registration is preferred but not mandatory for MSME loans. However, having Udyam registration helps you access government schemes like CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises), PMMY (Pradhan Mantri Mudra Yojana), and other MSME benefits. Our team will help you understand the advantages and guide you through the registration process if needed.
Yes, Kalakal Enterprise provides unsecured MSME loans up to ₹50 Lakhs without requiring property or asset collateral for eligible MSMEs in Ahmedabad and Gujarat. To qualify for unsecured loans, your business should have a good credit score (650+), profitable or break-even operations, stable cash flow, and proper documentation. For loan amounts above ₹50 Lakhs, collateral may be required. Our team will assess your eligibility and recommend the best option.
At Kalakal Enterprise, we process MSME loan applications efficiently. Most applications from MSMEs in Ahmedabad, Surat, Vadodara, and other cities in Gujarat are approved within 5 days of submitting complete documents. Once approved, funds are disbursed directly to your business bank account within a few hours. The processing time depends on document verification, MSME profile assessment, credit evaluation, and Udyam registration status.
Various government schemes are available for MSMEs including CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) which provides credit guarantee, PMMY (Pradhan Mantri Mudra Yojana) for micro enterprises, Stand-Up India for SC/ST and women entrepreneurs, and other state-specific schemes. Kalakal Enterprise helps you access these schemes and maximize the benefits available for your MSME business.