Overview
Customized financing solutions for businesses at every stage
At Kalakal Enterprise, we understand that every business has unique financial needs. Our business loans are tailored to provide the capital you need to scale operations, invest in technology, manage seasonal cash flow fluctuations, or seize growth opportunities. From small startups in Ahmedabad to established enterprises across Gujarat, we offer flexible financing solutions with transparent terms, competitive rates, and personalized service that helps your business thrive.
Why Choose Us
Empowering businesses with flexible financial solutions
Experience streamlined loan processing with approvals in 48 hours. Our digital-first approach ensures quick turnaround times for businesses in Ahmedabad and across Gujarat.
From ₹1 Lakh to ₹10 Crores, we provide funding solutions that grow with your business. Perfect for startups, SMEs, and large enterprises in Gujarat.
Tailored EMI options from 12 to 84 months that align with your business revenue cycles. Choose a plan that works best for your cash flow.
Unsecured business loans available up to ₹50 Lakhs without requiring property or asset collateral. Keep your assets free while accessing capital.
Our team in Ahmedabad understands Gujarat's business landscape. Get personalized advice from experts who know local market dynamics.
No hidden charges or surprise fees. We provide clear interest rates starting from 10.5% p.a. with complete transparency in all terms and conditions.
Quick Application
Fill out the form below and our team will contact you within 48 hours
Eligibility
Check if you meet the requirements for our business loan
Essential requirements to qualify
Sole Proprietorship, Partnership, Pvt Ltd, LLP
Minimum 1 year in operation
Between 21 to 65 years
700+ for better rates
Financial criteria you need to meet
Min ₹30 lakhs per annum
Business should be profitable
Active current account for 6 months
With or without GST certificate
Apply now and get instant approval within 48 hours
Documentation
Keep these documents ready for quick loan processing
Aadhaar / PAN / Passport of owner/directors
Registration Certificate / Partnership Deed
Balance Sheet, P&L, ITR for 2 years
Last 12 months current account statements
GST registration & returns (if applicable)
Business & residential address proof
Features & Benefits
Discover why thousands of businesses choose us for their financial needs
Unsecured business loans up to ₹50 Lakhs available for eligible businesses in Ahmedabad and Gujarat
Get funds credited to your business account within 48 hours of approval. Perfect for urgent business needs.
Select repayment periods from 12 months to 84 months that match your business revenue patterns
Secure business loans from ₹1 Lakh to ₹10 Crores to fuel expansion, inventory, or working capital needs
Digital document submission makes the process convenient. Minimal documentation required for quick processing.
Business loan interest payments qualify as tax deductions under Section 24(b) of Income Tax Act, reducing your tax liability
More Options
Discover our complete range of financial products and services tailored for you
Success Stories
Real testimonials from businesses we've helped grow
"We needed urgent funds to fulfill a large export order. Kalakal Enterprise approved our business loan in just 48 hours. The team in Ahmedabad was very professional and Mr. Bhavin guided us through every step. The loan helped us scale our operations significantly!"
"As a startup in Gandhinagar, getting a business loan was challenging. Kalakal Enterprise made it easy with their unsecured loan option. The interest rate was reasonable and the EMI structure helped us manage cash flow perfectly. Great experience!"
"Expanded our restaurant chain in Gujarat with Kalakal Enterprise's business loan. The loan amount was substantial, processing was quick, and the team understood our hospitality business needs. Excellent partnership!"
Apply now and get instant approval with competitive interest rates. Fast disbursal, flexible repayment, expert guidance - Your business growth is just a step away.
Business Loan FAQs
Find answers to commonly asked questions about business loans and application process.
Contact UsA business loan from Kalakal Enterprise is a financing solution designed for businesses in Ahmedabad and across Gujarat. It can be used for working capital needs, purchasing machinery, expanding operations, managing inventory, setting up new branches, or any legitimate business purpose. Whether you run a manufacturing unit in Ahmedabad, a retail store in Surat, or a service business in Vadodara, our business loans provide the capital you need to grow.
Kalakal Enterprise offers business loans ranging from ₹1 Lakh to ₹10 Crores for businesses in Gujarat. The loan amount depends on factors like your annual turnover, business profitability, credit history, and repayment capacity. Our team in Ahmedabad will evaluate your business profile and determine the maximum loan amount you qualify for based on your financials and business vintage.
Yes, Kalakal Enterprise provides unsecured business loans up to ₹50 Lakhs without requiring property or asset collateral for eligible businesses in Ahmedabad and Gujarat. To qualify for unsecured loans, your business should have a good credit score (700+), profitable operations, and stable cash flow. For loan amounts above ₹50 Lakhs, collateral may be required. Our team will assess your eligibility and recommend the best option.
At Kalakal Enterprise, we process business loan applications quickly. Most applications from businesses in Ahmedabad, Surat, Vadodara, and other cities in Gujarat are approved within 48 hours of submitting complete documents. Once approved, funds are disbursed directly to your business bank account within a few hours. The processing time depends on document verification, business profile assessment, and credit evaluation.
For business loan applications in Ahmedabad and Gujarat, you'll need: Identity proof (Aadhaar/PAN/Passport) of owners/directors, Business registration certificate (Partnership Deed/Incorporation Certificate), Financial statements (Balance Sheet, P&L Statement, ITR) for the last 2 years, Bank statements of business current account for the last 12 months, GST registration and returns (if applicable), and Business address proof. Our team will provide a customized checklist based on your business type and loan amount.