Overview
Get instant funds by mortgaging your property
A mortgage loan (Loan Against Property) allows you to get funds by pledging your residential or commercial property as collateral. It's ideal for business expansion, debt consolidation, medical emergencies, or any major financial requirement while you continue to use your property.
Why Choose Us
Leverage your property for financial freedom
Get up to 70% of your property value as loan.
Flexible repayment period up to 20 years.
Stay in your property while using it as collateral.
Attractive rates starting from 10% per annum.
Use funds for any legitimate purpose.
Accept residential and commercial properties.
Quick Application
Fill out the form below and our team will contact you within 48 hours
Eligibility
Between 21 to 65 years
Indian citizen or NRI
Clear title of property
750+ for better rates
Property should have clear legal title
Residential or commercial property
All types: A, B, E, 11A, 11B, Panchayat, Municipal, Gramthana, Manual Khatha
Up to 70% of property value
Apply now and get instant approval
Documentation
Keep these documents ready for quick loan processing
Aadhaar / PAN / Passport
Utility Bill / Rent Agreement
Salary Slips / ITR / Bank Statements
Title Deed / Sale Deed / Approved Plans
Property valuation report
Property tax receipts
Features & Benefits
Discover why thousands choose us for their mortgage loan needs
Get up to ₹100 crore based on property value
Lower rates than personal loans
Repay over 20 years with low EMIs
Use funds for any legitimate purpose
Continue using your property
Part-payment and foreclosure allowed
More Options
Discover our complete range of financial products and services tailored for you
Happy Customers
Real experiences from customers who got mortgage loans
"Got mortgage loan for business expansion. The process was smooth and I could continue living in my property. Kalakal Enterprise provided excellent service with competitive rates. Highly recommended!"
"Kalakal Enterprise provided excellent service. Got 70% of property value at very competitive interest rates. The team in Ahmedabad was very professional and guided me through every step."
"Quick approval and transparent process. Used the funds for my daughter's education abroad. The flexible repayment options and low EMIs made it very affordable. Thank you Kalakal Enterprise!"
Apply now and get your mortgage loan approved within a week. High loan amounts, competitive rates, flexible repayment - Unlock your property's value today.
Mortgage Loan FAQs
Find answers to commonly asked questions about mortgage loans.
Contact UsA home loan is specifically for purchasing or constructing a property, while a mortgage loan (loan against property) is taken by pledging an existing property as collateral. Mortgage loans can be used for any purpose - business, education, medical, etc. Kalakal Enterprise offers both home loans and mortgage loans in Ahmedabad and across Gujarat.
You can typically get up to 70% of your property's market value as a loan. The exact amount depends on property location, type, condition, your income, and repayment capacity. We provide free property valuation services. Kalakal Enterprise offers mortgage loans ranging from ₹5,00,000 to ₹100 Crore for properties in Ahmedabad and across Gujarat.
Yes, absolutely! You can continue to live in or use your property even after mortgaging it. The property is pledged as security, but you retain full usage rights until loan repayment is complete. This is one of the key advantages of mortgage loans - you get funds while keeping your property.
We accept residential properties (house, flat, bungalow), commercial properties (office, shop, warehouse), and plots in approved locations. The property should have clear legal title and proper documentation. Kalakal Enterprise accepts all standard property types with valid documentation in Ahmedabad and across Gujarat.
Unlike home loans, mortgage loans don't offer direct tax benefits unless the funds are used for specific purposes like home renovation or business. Consult with a tax advisor for detailed information based on your specific usage. Kalakal Enterprise can help connect you with tax advisors for guidance.