Equipment Loan

Home > Equipment Loan

Kalakal Enterprise Overview

Finance Your Business Equipment

Flexible financing solutions for all types of equipment and tools

What is an Equipment Loan?

An equipment loan is a specialized financing solution designed to help businesses purchase essential equipment, machinery, tools, and technology. Whether you need office equipment, computers, furniture, or specialized tools, our equipment loans provide you with the capital to acquire assets that drive productivity and growth without draining your working capital.

Loan Amount ₹1L - ₹10Cr
Interest Rate From 10.5%
Tenure 12-60 months
Financing Up to 90%

Perfect For

IT Equipment
Office Furniture
Material Handling
Printing Equipment
Medical Equipment
Restaurant Equipment
Apply Now

Kalakal Enterprise Why Choose Us

Trusted Equipment Finance Partner

Helping businesses modernize with smart financing

01

Fast Approval

Get equipment loan approved within 48 hours with minimal paperwork.

02

High Financing

Finance up to 90% of equipment cost with competitive interest rates.

03

Flexible Tenure

Repayment terms from 1 to 5 years based on equipment life.

04

All Equipment Types

Finance any business equipment from IT to heavy machinery.

05

Preserve Capital

Keep your working capital intact while upgrading equipment.

06

Tax Benefits

Claim depreciation and interest as tax deductions.

Kalakal Enterprise Quick Application

Apply for Equipment Loan

Fill out the form below and our team will contact you within 48 hours

Application Submitted Successfully!

Thank you for applying. Our team will contact you within 48 hours.

Submission Failed

Please check all fields and try again.

Kalakal Enterprise Eligibility

Equipment Loan Eligibility Criteria

Check if you meet the requirements for our equipment loan

Basic Eligibility

Essential requirements to qualify

Business Type

All types of business entities eligible

Business Vintage

Minimum 1 year in operation

Age Criteria

21 to 65 years old

Credit Score

680+ for better rates

Financial Requirements

Financial criteria you need to meet

Annual Turnover

Minimum ₹5 lakhs per annum

Financial Statements

Last 1-2 years required

Bank Account

Active business bank account

Equipment Quotation

Valid quotation from vendor required

Meet all the criteria?

Apply now and get instant approval

Check Eligibility Now

Kalakal Enterprise Documentation

Documents Required for Equipment Loan

Keep these documents ready for quick processing

Identity Proof

Aadhaar / PAN / Passport

Business Proof

Registration / Incorporation Certificate

Financial Statements

Balance Sheet, P&L, ITR

Bank Statements

Last 6-12 months statements

Equipment Quotation

Proforma invoice from vendor

Address Proof

Business & residential address

Kalakal Enterprise Features & Benefits

Equipment Loan Advantages

Discover why thousands choose us for their financial needs

01

Preserve Working Capital

Keep your cash reserves intact for operations

Cash Preserved
02

90% Financing

Finance up to 90% of equipment purchase value

High LTV
03

Quick Disbursal

Fast approval and fund release to vendor

Fast Funds
04

New & Used Equipment

Finance both brand new and used equipment

Flexible
05

Flexible EMI Options

Choose monthly, quarterly, or structured payments

Custom EMI
06

Tax Deductible

Interest and depreciation tax benefits available

Save Tax

Kalakal Enterprise More Options

Explore Other Loans & Services

Discover our complete range of financial products and services tailored for you

Business Loan

Personal Loan

Home Loan

Car Loan

Gold Loan

Education Loan

Mortgage Loan

Credit Card Loan

Machinery Loan

OD/CC Facility

Used Car Loan

Insurance

Equity & Commodity

Wealth Management

Kalakal Enterprise Success Stories

What Business Owners Say

Real testimonials from businesses we've helped with equipment financing

"Financed new manufacturing equipment with Kalakal Enterprise's loan. The loan covered 90% of equipment cost and the approval was quick. The team understood our industry needs perfectly. Great partnership!"

Harsh Patel

Manufacturing Unit Owner, Ahmedabad

"Got equipment loan for our restaurant's kitchen setup. The loan amount was substantial and the repayment terms were flexible. The process was smooth and hassle-free. Highly satisfied!"

Kiran Shah

Restaurant Owner, Vadodara

"Financed IT equipment for our office expansion. Kalakal Enterprise provided competitive rates and quick approval. The team was professional and responsive. Excellent service!"

Arjun Mehta

IT Company Owner, Surat

✨ Quick Equipment Loan

Ready to Upgrade Your Equipment?

Apply now and get your equipment loan approved quickly. Fast processing, competitive rates, flexible repayment - Upgrade your business equipment.

Apply Now

Kalakal Enterprise Equipment Loan FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about equipment loans and financing.

Contact Us

What types of equipment can be financed?

We finance all types of business equipment including IT equipment, office furniture, medical devices, restaurant equipment, printing machines, construction tools, and more. Both new and used equipment can be financed.

What is the maximum loan amount I can get?

Equipment loans range from ₹1 lakh to ₹1 crore, depending on the equipment cost, your business profile, and repayment capacity. We can finance up to 90% of the equipment value.

How long does the approval process take?

Once all required documents and equipment quotation are submitted, approval typically takes 48 hours. After approval, funds can be disbursed directly to the vendor within 2-3 working days.

Can I finance used equipment?

Yes, we finance both new and used equipment. For used equipment, we evaluate the condition, remaining useful life, and market value to determine the loan amount.

Are there any tax benefits on equipment loans?

Yes, you can claim depreciation on the equipment and the interest paid on the loan is tax-deductible as a business expense under the Income Tax Act.