Step Into Your New Home with a Home Loan in Ahmedabad

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Kalakal Enterprise Overview

Make Your Dream Home a Reality with a Home Loan in Ahmedabad

Affordable home loans with attractive interest rates

What is a Home Loan?

A home loan helps you purchase your dream home, construct a new house, or renovate your existing property. With attractive interest rates starting from 7.35% p.a., flexible tenure options up to 30 years, and tax benefits, our home loans make home ownership affordable and accessible for everyone in Ahmedabad and across Gujarat.

Loan Amount ₹5L - ₹25Cr
Interest Rate From 7.35%
Tenure Up to 30 years
Processing 5 days

Perfect For

Home Purchase
Construction
Renovation
Extension
Plot Purchase
Balance Transfer
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Kalakal Enterprise Why Choose Us

Trusted Home Finance Partner

Empowering homees with flexible financial solutions

01

Lowest Interest Rates

Experience streamlined loan processing with approvals in 5 days. Our digital-first approach ensures quick turnaround times for homees in Ahmedabad and across Gujarat.

02

Long Tenure

From ₹5 Lakhs to ₹25 Crores, we provide funding solutions that grow with your home. Perfect for startups, SMEs, and large enterprises in Gujarat.

03

High Loan Amount

Tailored EMI options from 12 to 84 months that align with your home revenue cycles. Choose a plan that works best for your cash flow.

04

Tax Benefits

Unsecured home loans available up to ₹50 Lakhs without requiring property or asset collateral. Keep your assets free while accessing capital.

05

Quick Approval

Our team in Ahmedabad understands Gujarat's home landscape. Get personalized advice from experts who know local market dynamics.

06

Flexible Options

Choose between fixed and floating interest rate options. Select the rate structure that best suits your financial planning and risk preference.

Kalakal Enterprise Quick Application

Apply for a Home Loan in Ahmedabad Today

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Kalakal Enterprise Eligibility

Home Loan Eligibility Criteria

Check if you meet the requirements for our home loan

Basic Eligibility

Essential requirements to qualify

Age Requirement

Between 21 to 65 years

Citizenship

Indian citizen or NRI

Employment

Salaried or Self-employed

Credit Score

750+ for better rates

Income Requirements

Income criteria you need to meet

Salaried Individuals

Minimum ₹15,000/month net income

Income Types Accepted

Cash Salary, Bank Transfer, Rental Income (Cash/Account), Pension

Property Documents

Clear property title and ownership

Khatha Types Accepted

All types: A, B, E, 11A, 11B, Panchayat, Municipal, Gramthana, Manual Khatha

Meet all the criteria?

Apply now and get instant approval within 5 days

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Kalakal Enterprise Documentation

Documents Required for Home Loan

Keep these documents ready for quick loan processing

Identity Proof

Identity Proof (Aadhaar / PAN / Passport)

Home Proof

Address Proof (Utility Bill / Rent Agreement)

Financial Statements

Income Proof (Salary Slips / ITR)

Bank Statements

Property Documents (Sale Deed / Agreement)

GST Returns

Property Valuation Report

Address Proof

Home & residential address proof

Kalakal Enterprise Features & Benefits

Home Loan Advantages

Discover why thousands of homees choose us for their financial needs

01

Up to 90% Financing

Unsecured home loans up to ₹50 Lakhs available for eligible homees in Ahmedabad and Gujarat

High LTV
02

Quick Processing

Get funds credited to your home account within 5 days of approval. Perfect for urgent home needs.

5 Days
03

Flexible Tenure

Select repayment periods from 12 months to 84 months that match your home revenue patterns

5-30 Years
04

Competitive Rates

Secure home loans from ₹5 Lakhs to ₹25 Crores to fuel expansion, inventory, or working capital needs

Low Interest
05

Minimal Documentation

Simple paperwork with digital document submission. Minimal documentation required for quick home loan processing.

Easy Process
06

Tax Benefits

Home loan interest payments qualify as tax deductions under Section 24(b) of Income Tax Act, reducing your tax liability

Save Tax

Kalakal Enterprise More Options

Explore Other Loans & Services

Discover our complete range of financial products and services tailored for you

Personal Loan

Business Loan

Car Loan

Gold Loan

Education Loan

Mortgage Loan

Used Car Loan

Credit Card Loan

Equipment Loan

Machinery Loan

OD/CC Facility

Insurance

Equity & Commodity

Wealth Management

Kalakal Enterprise Success Stories

What Home Owners Say

Real experiences from customers who bought their dream homes with us

"Finally bought my dream home in Ahmedabad with Kalakal Enterprise's home loan. The interest rate was very competitive and the approval process was smooth. The team helped me understand all the terms clearly. Highly recommended!"

Suresh Kumar

Software Engineer, Ahmedabad

"Got a home loan for my new apartment in Gandhinagar. The loan-to-value ratio was excellent and the processing time was quick. Mr. Bhavin and his team were very supportive throughout. Great service!"

Meera Patel

Teacher, Gandhinagar

"Purchased a beautiful villa in Surat with Kalakal Enterprise's home loan. The flexible repayment options and competitive rates made it affordable. The entire process was transparent and hassle-free. Thank you!"

Nikhil Shah

Business Consultant, Surat

✨ Quick Home Loan

Ready to Buy Your Dream Home?

Apply now and get your home loan approved with best interest rates. Fast processing, flexible repayment, expert guidance - Your dream home is just a step away.

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Kalakal Enterprise Home Loan FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about home loans and application process.

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What is a home loan and how can it help my home in Ahmedabad, Gujarat?

A home loan from Kalakal Enterprise is a financing solution designed for homees in Ahmedabad and across Gujarat. It can be used for working capital needs, purchasing machinery, expanding operations, managing inventory, setting up new branches, or any legitimate home purpose. Whether you run a manufacturing unit in Ahmedabad, a retail store in Surat, or a service home in Vadodara, our home loans provide the capital you need to grow.

What is the maximum home loan amount available in Gujarat?

Kalakal Enterprise offers home loans ranging from ₹5 Lakhs to ₹25 Crores for homees in Gujarat. The loan amount depends on factors like your annual turnover, home profitability, credit history, and repayment capacity. Our team in Ahmedabad will evaluate your home profile and determine the maximum loan amount you qualify for based on your financials and home vintage.

Can I get an unsecured home loan in Ahmedabad without collateral?

Yes, Kalakal Enterprise provides unsecured home loans up to ₹50 Lakhs without requiring property or asset collateral for eligible homees in Ahmedabad and Gujarat. To qualify for unsecured loans, your home should have a good credit score (700+), profitable operations, and stable cash flow. For loan amounts above ₹50 Lakhs, collateral may be required. Our team will assess your eligibility and recommend the best option.

How quickly can I get a home loan approved in Gujarat?

At Kalakal Enterprise, we process home loan applications quickly. Most applications from homees in Ahmedabad, Surat, Vadodara, and other cities in Gujarat are approved within 5 days of submitting complete documents. Once approved, funds are disbursed directly to your home bank account within a few hours. The processing time depends on document verification, home profile assessment, and credit evaluation.

What documents do I need for a home loan application in Ahmedabad?

For home loan applications in Ahmedabad and Gujarat, you'll need: Identity proof (Aadhaar/PAN/Passport) of owners/directors, Home registration certificate (Partnership Deed/Incorporation Certificate), Financial statements (Balance Sheet, P&L Statement, ITR) for the last 2 years, Bank statements of home current account for the last 12 months, GST registration and returns (if applicable), and Home address proof. Our team will provide a customized checklist based on your home type and loan amount.