Car Loan in Ahmedabad - Simple Process, Instant Approval

Yes, Kalakal Enterprise offers car loans for both new and used cars in Ahmedabad and across Gujarat. For used cars, the vehicle should be less than 5 years old and in good condition. The loan amount and tenure may vary based on the car's age and condition. Our team in Ahmedabad will help you get the best financing options for your used car purchase.

Typically, we finance 80-90% of the car's on-road price, requiring a down payment of 10-20%. However, eligible customers with good credit scores may get up to 100% financing on select models in Ahmedabad and Gujarat. Our team will assess your profile and recommend the best financing option based on your credit history and income.

EMI is calculated based on loan amount, interest rate, and tenure. Our team in Ahmedabad can help you determine your monthly payment. Generally, we recommend EMI should not exceed 40-50% of your monthly income. With competitive interest rates starting from 9.5% p.a., our car loans offer affordable EMIs for customers in Gujarat.

Yes, Kalakal Enterprise offers car loan balance transfer facility if you're getting a better interest rate. This can significantly reduce your EMI or tenure. Our team in Ahmedabad will help you with the transfer process, making it smooth and hassle-free for car owners across Gujarat.

Yes, there is a processing fee which is typically 1-2% of the loan amount. All charges are transparently communicated before loan approval. There are no hidden costs or surprise charges. Our team in Ahmedabad ensures complete transparency in all terms and conditions for car loans in Gujarat.