Gold Loan

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Kalakal Enterprise Overview

Instant Cash Against Your Gold

Quick, safe, and hassle-free gold loans

What is a Gold Loan?

A gold loan allows you to get instant cash by pledging your gold jewelry, coins, or ornaments as collateral. At Kalakal Enterprise, we offer one of the fastest ways to get funds with minimal documentation, attractive interest rates starting from 8.75% p.a., and flexible repayment options. Your gold remains safe in our secure vaults in Ahmedabad and across Gujarat.

Loan Amount ₹10L - ₹10Cr
Interest Rate From 8.75%
Tenure Up to 30 years
Processing 30 minutes

Perfect For

Emergency
Construction
Renovation
Extension
Education
Home Repair
Apply Now

Kalakal Enterprise Why Choose Us

Trusted Gold Loan Provider

Your gold is safe with us

01

Instant Approval

Get your gold loan approved in just 30 minutes.

02

Secure Storage

Your gold stored in high-security vaults with insurance.

03

Low Interest

Attractive interest rates starting from 8.75% per annum.

04

Minimal Documentation

Just ID proof and gold - that's all you need!

05

Flexible Repayment

Multiple repayment options to suit your needs.

06

Fair Valuation

Transparent gold valuation at current market rates.

Kalakal Enterprise Quick Application

Apply for Gold Loan

Fill out the form below and our team will contact you within 1 hour

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Kalakal Enterprise Eligibility

Gold Loan Eligibility Criteria

Check if you meet the requirements for our gold loan

Basic Eligibility

Essential requirements to qualify

Age Requirement

Above 18 years

Citizenship

Indian citizen or NRI

Gold Purity

Minimum 18 karat gold

KYC Documents

Valid ID and address proof

Gold Requirements

Gold criteria you need to meet

Acceptable Gold

Jewelry, coins, bars (18K-24K)

Minimum Weight

At least 10 grams of gold

Valuation

Free gold testing and valuation

Loan-to-Value

Up to 75% of gold value

Meet all the criteria?

Apply now and get instant approval within 30 minutes

Check Eligibility Now

Kalakal Enterprise Documentation

Documents Required for Gold Loan

Minimal paperwork for instant approval

Identity Proof

Aadhaar / PAN / Passport / Voter ID

Address Proof

Utility Bill / Aadhaar / Rent Agreement

Photographs

Recent passport size photos

Gold Ornaments

Gold jewelry, coins, or bars to pledge

Signature

Signature on loan agreement

No Income Proof

Income documents not required

Kalakal Enterprise Features & Benefits

Gold Loan Advantages

Discover why thousands choose us for their gold financing needs

01

Instant Disbursal

Get cash in hand within 30 minutes

30 Minutes
02

Secure Vaults

Gold stored in bank-grade lockers

Bank-Grade
03

No CIBIL Check

Credit score not required

No Credit Check
04

High Loan Value

Get up to 75% of gold value

Up to 75%
05

Flexible Repayment

Interest-only or full EMI options

Flexible Options
06

Part Release

Release gold proportionally on payment

Part Payment

Kalakal Enterprise More Options

Explore Other Loans & Services

Discover our complete range of financial products and services tailored for you

Personal Loan

Business Loan

Home Loan

Car Loan

Education Loan

Mortgage Loan

Used Car Loan

Credit Card Loan

Equipment Loan

Machinery Loan

OD/CC Facility

Insurance

Equity & Commodity

Wealth Management

Kalakal Enterprise Success Stories

What Our Customers Say

Real experiences from customers who got their gold loans with us

"Got instant cash for a medical emergency using my gold. The process was super fast and my gold was handled with utmost care. Kalakal Enterprise approved my gold loan in just 30 minutes. The team was very professional!"

Anjali Mehta

Homemaker, Ahmedabad

"Needed urgent funds for my daughter's education. Pledged my gold jewelry and got the loan approved quickly. The interest rate was reasonable and I got my gold back easily after repayment. Great service!"

Prakash Patel

Retired Banker, Gandhinagar

"Used gold loan to expand my small business. The loan amount was good and the process was hassle-free. My gold was safely stored and returned promptly after loan closure. Highly satisfied!"

Sunita Shah

Small Business Owner, Vadodara

✨ Quick Gold Loan

Need Instant Cash? Pledge Your Gold!

Apply now and get cash in hand within 30 minutes. Quick processing, secure storage, flexible repayment - Get instant funds against your gold.

Apply Now

Kalakal Enterprise Gold Loan FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about gold loans.

Contact Us

Is my gold safe with you?

Absolutely! Your gold is stored in high-security bank-grade vaults with 24/7 surveillance and insurance coverage. We maintain complete transparency and you'll receive a detailed receipt of all pledged items. Kalakal Enterprise ensures your gold remains safe in our secure vaults in Ahmedabad and across Gujarat.

How much loan can I get against my gold?

You can get up to 75% of the current market value of your gold. The exact amount depends on gold purity (18K-24K) and weight. Our experts will provide free testing and transparent valuation. Kalakal Enterprise offers gold loans ranging from ₹10,000 to ₹1 Crore for customers in Ahmedabad and across Gujarat.

Can I repay the loan before tenure ends?

Yes, you can repay your gold loan anytime before the tenure ends. We offer flexible prepayment options with minimal or no prepayment penalties. You can also make partial payments and release part of your gold. Kalakal Enterprise provides flexible repayment options to suit your needs.

What types of gold are accepted?

We accept gold jewelry (bangles, chains, rings, etc.), gold coins, and gold bars with purity ranging from 18 karat to 24 karat. Stones and other materials in jewelry are not considered for valuation. Kalakal Enterprise accepts all standard gold items for loan purposes.

What happens if I can't repay on time?

We offer loan renewal and extension options. If you're unable to repay, you can pay just the interest and renew the loan. We work with you to find a solution before considering auction of pledged gold. Kalakal Enterprise provides flexible options to help you manage your gold loan repayment.