Ready to Modernize Your Production?
Apply now and get your machinery loan approved quickly. Fast processing, competitive rates, flexible repayment - Modernize your production facility.
Overview
Specialized financing for manufacturing and industrial equipment
A machinery loan is designed specifically for manufacturing units, industrial enterprises, and businesses that require heavy machinery for production. Finance CNC machines, textile equipment, printing machines, packaging units, or any industrial machinery with our tailored financing solutions. Get up to 90% funding with competitive rates and flexible repayment terms aligned with your production cycles.
Why Choose Us
Empowering manufacturers with smart financing
Finance up to ₹5 crores for industrial machinery with attractive terms.
Finance both brand new and refurbished machinery as per your needs.
Extended repayment period up to 7 years for capital equipment.
Fast evaluation and approval for urgent machinery requirements.
Dedicated experts who understand manufacturing and industrial needs.
Depreciation and interest tax deductions as per Income Tax Act.
Quick Application
Fill out the form below and our team will contact you within 48 hours
Eligibility
Check if you meet the requirements for our machinery loan
Essential requirements to qualify
All types of business entities eligible
Minimum 1 year in operation
21 to 65 years old
700+ for better rates
Financial criteria you need to meet
Minimum ₹25 lakhs per annum
Business should be profitable for last 2 years
Active current account for last 12 months
Valid quotation from authorized dealer
Apply now and get instant approval
Documentation
Keep these documents ready for quick processing
Aadhaar / PAN / Passport of directors
Incorporation / Registration Certificate
Balance Sheet, P&L for last 2 years
Last 12 months current account statements
Proforma invoice from supplier
GST registration & IT returns
Features & Benefits
Discover why thousands choose us for their financial needs
Finance up to ₹5 crores for industrial machinery
Get up to 90% of machinery cost financed
Interest rates starting from 10.75% per annum
We can pay directly to machinery supplier/vendor
Optional moratorium on principal repayment
Claim depreciation and interest tax deductions
More Options
Discover our complete range of financial products and services tailored for you
Success Stories
Real testimonials from businesses we've helped with machinery financing
"Got a machinery loan for our textile unit expansion. The loan amount was substantial and covered most of the machinery cost. The team provided excellent guidance throughout. Great experience!"
"Financed industrial machinery with Kalakal Enterprise's loan. The approval was quick and the interest rate was competitive. The flexible repayment options helped manage cash flow. Highly recommended!"
"Secured machinery loan for our production facility upgrade. The loan-to-value ratio was excellent and the processing was fast. The team understood our manufacturing needs. Excellent partnership!"
Apply now and get your machinery loan approved quickly. Fast processing, competitive rates, flexible repayment - Modernize your production facility.
Machinery Loan FAQs
Find answers to commonly asked questions about machinery loans and financing.
Contact UsMachinery loans are specifically designed for industrial and manufacturing machinery with higher loan amounts (up to ₹5 crores), while equipment loans cover general business equipment with smaller ticket sizes. Machinery loans typically have longer tenure aligned with machinery lifespan.
Yes, we finance both domestic and imported machinery. For imported machinery, you'll need to provide the import invoice, customs clearance documents, and technical specifications.
The machinery itself acts as primary collateral through hypothecation. For higher loan amounts, additional collateral in the form of property or other assets may be required based on your credit profile.
Repayment tenure ranges from 1 to 7 years depending on the machinery type, useful life, and your business cash flow. We offer flexible EMI structures including step-up and seasonal EMI options.
Yes, we can disburse the loan amount directly to the machinery supplier or manufacturer. This ensures transparency and faster processing while protecting both parties' interests.